a producers secretary who solicits prospects on the telephone

\\ Which of the following may be used as continuation education credit? . When the minor has been approved by the Commissioner, When collection insurance premiums from a client, a producer MUST, A. Under a Traditional IRA, Interest earned istaxed. What happens to the coverage under a children's term rider when that child reaches a certain specified age? Upon delivery, she may be expected to collected all of the followingEXCEPT a(n), B. Signedimpairment rider acknowledgement, C. Modifiedapplication with a new signature, Oneof the most important considerations when replacing health insurance would bethe. Write a sentence explaining its significance to the executive branch. D. Willfullycollecting a premium that exceeds the amount of the actual premium. Which of the following would be considered a "dependent child"? An individual the means to replace wages. Life insurance policies will. Peter Griffith, Funeral Director of Lyndhurst Funeral Home. The type of annuity she is seeking is called? His policy may be reinstated at any time within _____ years. What does the consolidated Omnibus Budget Reconciliation ACT (COBRA) of 1985 allow an employee to do? How to take legal action against an insurance company. The law that established insurance transactions regulated by the states is called. A Medicare Supplement policy may be cancelled by an insurer for which of the following reasons? Healthinsurance will typically cover which of the following perils? Maria has committed what crime? Employee must be able to make unlimited contributions. At what age does the open enrollment period typically begin for Medicare Supplement coverage? juin 5, 2022 . Which entity is responsible for processing insurance advertising in New Jersey? Annuities are intended to create an estate. 14 day waiting period / 10 year benefit period. b. The insurer's obligation to pay a death benefit upon an approved death claim, Jennifer is required to pay a specific sum out of pocket before any benefits are paid in a year. A professional liability for which producers can be sued for mistakes of putting a policy into effect is called. & \text{Ending}& \text{Beginning} & \\ A plan in which an employer pays insurance benefits from a fund derived from the employer's current revenues is called. The standard grace period for a life insurance policy sold in Maryland is. c. Send receipt of payment to the commissioner, d. Forward Premiums to the insurer on a timely basics. C. Normally graded over a period of 20 years. & \text{Balance}& \text{Balance} & \\ Which of these is affected by the frequency of an insurance policy's premium payments? A life insurance replacement gives the policyowner the right to return the policy for a 100% refund within _____ days of policy delivery, A producer MUST maintain insurance transaction records for a minimum of ____ years. Which of the following is NOT required in an order from the Commissioner? a producers secretary who solicits prospects on the telephone. If she dies 15 years after the policy's inception date, how much will her beneficiary receive? The promise of a discount in premium as an inducement to purchase insurance is known as, exchanging a new policy for one already in force, with guidelines regarding credit reporting and distribution, The Fair Credit Reporting Act protects consumers, Terminally-ill life insurance policyowners may sell their policy at a discount to a third party. Which of the following describes a person who is NOT acceptable by an insurer at standard rates because of health history, occupation, or hobbies? How long is the Contestable Period for health insurance policies sold in Maryland? Which of these describes the change that will take place?A) Coordination of benefitsB) ConversionC) Extension of benefitsD) Rollover, Under a group life policy, the insurer will issue an individual _____ to the policyowner for delivery to each person insured.A) policyB) certificateC) applicationD) rider. Commissioner may impose an administrative penalty. Shirley has a $500,000 10-year non-renewable level term life policy. Failingto promptly provide a reasonable explanation for the denial of a claim isconsidered to be a (n). A. Collectinga premium for insurance that is not provided. To be eligible for small employer group coverage, an employee must work a MINIMUM of ____ hours in a typical week. Afterwards, she deposits the check into her personal account. a producers secretary who solicits prospects on the telephone. Which disability policy provision would address any concerns of the value of the benefits decreasing over time? What is the required action to be taken by a Maryland licensee before operating under an assumed business name? Twisting is an illegal act which involves, A producer does NOT have a fiduciary responsibility to. a producers secretary who solicits prospects on the telephone A producer's secretary who solicits prospects on the telephone, When a producer is replacing an existing ordinary life insurance policy, the producer must take all of the following actions EXCEPT, In Maryland, a full-time employee of a small employer MUST work an average of at least _____ per week, A producer may begin to solicit insurance ONLY when. Please upgrade to Cram Premium to create hundreds of folders! Maria the agent would like to advertise an annuity product on a highway billboard. One of. Which of the following must be included in the advertisement? D.In the event of employment termination, group health insurance can be kept if the employer pays the premium. Maryland requires that a licensee completes___ hours of continuing education on the subject of ethics every reportingperiod. The Right-to-Examine period in Maryland for Long-Term Care policies is ____ days. Which of the following is NOT considered to be an act of fraud? Tarathe producer is delivering a specified disease insurance policy to a new policyowner. Craig submits a $500 claim for medical expenses. When is an existing health insurance policy required to provide coverage for a newborn child, a producer who shares commissions with a client. Which of these is NOT subject to income taxation under a Modified Endowment Contract (MEC)? What would be an expense factor in a insurance program? Unintentionally misrepresented a material fact on the application. The proceeds of this contract could be subject to the claims of. Medicare Part A does not pay for medical benefits provided for treatment in a skilled nursing facility beyond. This is called a, A minor may receive a life insurance policy's death benefit ONLY, B. Claims for a Long-Term Care policy MUST be paid for which of the following conditions? a producers secretary who solicits prospects on the telephone 12. A. Therole of the federal government was expanded when Medicaid was establish byallowing the state to, A. Froma large PPO on a statewide level, B. Purchasehealth insurance from the federal government, C. Receivematching funds to expand public assistance programs, D. Deferall costs to the federal government for public assistance program, Anaccident and Health policy that Provides reimbursement benefits makes them payable to the, Paulis an employee who caught a disease unique to the trade in which he was exposedto. This agreement is called an, Upon receiving a producer complaint, the Commissioner may immediatley, ABC Insurance Company transfers part of their risk to XYZ Insurance Company. What is the purpose of having an accelerated death benefit on a life insurance policy? A life insurance policy normally contains a provision that restricts coverage in the event of death under all of the following situations EXCEPT, An insurance consultant is BEST defines as a. What happens to interest earned if the annuitant dies before the payout start date? What may be the result of replacing an existing life insurance policy with a new one? D.) Intentionally violated state insurance laws. When an insured changes to a more hazardous occupation, which disability policy provision allows an insurer to adjust policy benefits and rates? Contact; a producers secretary who solicits prospects on the telephonepossum playing dead in the yard. At minimum, a carrier is required to offer which of the following health benefit plans to small employers? What information would the insurer's underwriters likely use to determine the appropriate coverage and final premium rate given to the group? Which of the following does Medicare Part D cover? Julie has a $100,000 30-year mortgage on her new home. a producers secretary who solicits prospects on the telephone; episcopal academy ice hockey; atlas copco fault codes 7008. serta idirections hybrid queen. By Posted browning 725 pro sporting canada The time limit for filing claim disputes is addressed in which provision of an accident and health policy? by recommending insurers with good AM Best ratings, C.) With guidelines regarding credit reporting and distribution. a. Mustmeet certain underwriting guidelines. If the consumer price index has gone up 4%, how much may Ron increase the face value of the policy? Which license is REQUIRED in order to solicit Long Term Care insurance in the State of Maryland? a producers secretary who solicits prospects on the telephone Welcome To Be Falcon Solutions Website Hotline & WhatsApp : +971556212280 | Landline : +97143873596 , +97167499398 james reynolds obituary popeyes vs chicken express do venmo requests expire yorba linda football maxpreps primary care physicians in cleveland ohio C. Remain of their current coverage for 30 months. Whichof these is considered to be a document that describes the critical segments ofa life insurance policy? Ravenna Company is a merchandiser that uses the indirect method to prepare the operating activities section of its statement of cash flows. When is an existing health insurance policy required to provide coverage for a new born child? Under this plan a, Adoption of a child (an uninsured, eligible employee who acquires a new dependent through marriage, birth, or adoption may qualify for special enrollment in a small employer's health benefit plan). Both partners are still married at the time of Bob's death. According to HIPPA, this tax will not be applied if the withdrawal is used for medical expenses that exceed _____ of the individual's adjusted gross income. In regards to a life insurance contract, which of the following statements is NOT true regarding the concept of insurable interest? Mikehas inherited his fathers traditional IRA. Cram has partnered with the National Tutoring Association, Comparing Health Insurance Rates And Suppliers. Which of the following is NOT a common exclusion for a medical expense policy? The Healthcare Insurance Exchange offers plans for everyone. In order for the producer's insurance business to continue, the Commissioner may issue to the producer's spouse a, has a mental or physical handicap and remains dependent on the parent, A dependent child may remain on a parent's health insurance plan beyond age 26 if the child, Under a small group health plan, an insurer is required to provide a newly-married employee at least ____ days to add the new spouse to the plan, replacing an insurance policy from one insurer to another based on misrepresentation, legible and brief description of the policy on the first page, Each delivered life insurance policy in Maryland MUST include a, The _____________ of Coverage describes policy features, benefits, exclusions, and riders in a Long-Term Care policy, A person who, for a fee, gives advice or recommendations on benefits provided by an insurance contract is called, Child over the age of 18 years who attends an educational institution and relies on the insured employee for financial support. Change must be initialed by the applicant, A producer who sells an individual life insurance policy in New Jersey MUST deliver to the policyowner. Which type of rider will waive the premium on a child's life insurance policy if the parent paying the premium dies? An insurance producer is issued a _____ as evidence of authority. Policyowners from misrepresentations and loss of benefits, Replacement regulation is designed to protect, A producer must notify the Commissioner within _____ days of a felony conviction, Dependent children under a health insurance plan must be provided coverage up to age, written authorization from the proposed insured, Prior to conducting an HIV-related test, the insurer must obtain, An insurance producer agrees to pay the first monthly premium for an insurance applicant. What is the MINIMUM benefit period that must be offered by a Long-Term Care policy? A life insurance policyowner was injured in an automobile accident which results in a total and permanent disability. PartA Hospital expense coverage provided under Medicare is automatically madeavailable to each of the following EXCEPT, A. A50-year-old individual who has qualified for SSDI in the last 24 months, B. A70-year-old NOT Eligible for Social Security, C. A55-year-old suffering from kidney failure. The policy's effective date is earlier than the present, A Renewable Term Life insurance policy can be renewed, At a predetermined date or age, regardless of the insured's health, A producer's secretary who solicits prospects on the telephone. In which of the following relationship would there NOT be an insurable interest? a producers secretary who solicits prospects on the telephone Which rider would pay a monthly amount because of this disability? 1. C.) Unintentionally misrepresented a material fact on the application. A newborn is required to be covered for ______ days from the moment of birth. If an insured dies during the grace period with no premiums paid. Who regulates the quality care provided by a health maintenance organization (HMO)? An insurer is REQUIRED to offer which of the following to each long-term care applicant at the time of purchase? 1. An error was made on Erica's life insurance application. Continued coverage under COBRA would be providedto all of the following EXCEPT: a. Sonya applied for a health insurance policy on April 1. Which of these if NOT considered to be a purpose of an annuity? How often must an insurance producer's license in New Jersey be renewed? Mike has inherited his fathers traditional IRA.As beneficiary, he will pay __Taxes on any money withdrawn. Higher than the typical whole life policy duringthe first few years and then lower than typical for the remainder. Whatwould be an expense factor in an insurance program? In this situation, who will receive Bob's policy proceeds? To be classified as a small employer, an employer mustNOT have more than__ eligible employees. Whichtype of injury would NOT be covered under a health insurance policy? What does the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 allow an employee to do ?

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